3 Key Market Forecasts in Metro Atlanta and North Georgia

By Julia De Sosa-Rocha

Julia De Sosa-Rocha moved to Atlanta in 2004. She truly fell in love with Georgia's charm and southern hospitality. That is when she took a decision to change her career path and became a Real Estate Agent. Originally, she had a Law Background. She wanted to use all her knowledge to be that type of expert for her clients who will protect them in various real estate transactions. The idea of helping people & guiding them through the process of finding their dream home is her number one priority.

The housing market has everyone on edge lately. Between mortgage rate swings and home prices creeping up, it’s no wonder people are asking, “Should I move now? Will rates go up again? What if the market crashes like the stock market?”

If these questions keep you up at night, I’m here to break it all down for you with the latest housing market forecast for the rest of 2025. Let’s dive into why real estate remains one of the safest, most stable places to put your money right now.

1. Mortgage rates are expected to dip slightly. We’re not expecting a huge drop in rates, but experts like Fannie Mae and Freddie Mac believe they will go down as the economy stabilizes. Even a small decrease in interest rates can lower your monthly mortgage payments, making homes more affordable. For buyers, this could mean the difference between stretching your budget and finding a home that fits comfortably.

2. Inventory is growing. More homes are finally coming onto the market. Many sellers have been waiting for the “perfect” time to list, but now, a lot of them are ready to jump in and move forward with their plans. This means more options for buyers, which is great if you’ve been having trouble finding the right home. For sellers, it’s a mixed bag: there’s more competition, but they might also see higher prices since demand remains strong.

3. Home prices are still rising, but at a slower pace. The days of 15-20% home appreciation are behind us, and that’s good. Experts expect home values to increase by about 2% by the end of 2025. If you’re waiting for a crash before buying, you might be waiting a while. This market isn’t heading in that direction. Unlike the 2008 housing crash caused by risky mortgages and oversupply, today’s market is based on much stronger fundamentals.

Let’s talk about the stock market. I totally understand if you’ve been checking your 401(k) and feeling uneasy with all the ups and downs. However, while stocks can be volatile, home values are much more stable.

According to Investopedia, real estate consistently outperforms the stock market in terms of stability. Even when the stock market dips, home prices often keep rising. Your home isn’t just where you live; it’s a long-term investment that holds its value when everything else feels uncertain.

If you’re considering buying, don’t stress timing the market. Rates are expected to ease, inventory is increasing, and prices are rising more slowly. Now is the perfect time to prepare and set yourself up for a smart move.

For sellers, we’re in a great window, especially as we head into late spring and early summer. Competition is picking up, and you have a real chance to cash in while demand is strong.

Whether you’re ready to buy, sell, or explore your options, I’m here to help. Want the latest data for your neighborhood or a personalized plan for your next step? Reach out at (404) 886-0566 or juliarealtyatl@gmail.com, and let’s make your move make sense.